1. If you wait until the last few days to rent a car, chances are you will find a good deal. It is important to start a few weeks before your rental date so you have enough time to thoroughly research your options and get a good rate. As well, you want to make sure that your preferred car is available for rent. Also, starting early allows you to comparison shop. The internet is a great source to research car rental companies and comparison shop.

2. Before you search for a rental company, determine how long you will be renting a car. The longer you rent a car, the better rate you will get. Companies will usually offer better rates if you rent for a week or more. There are also certain days of the week where one can get a better rate. For instance, most companies will offer special weekend rates.

3. When researching car rental companies, it is important to find out their minimum mileage for free program before they start charging for each mile driven. Mileage rates can vary and the minimum mileage for free can also vary. If you will be doing a lot of driving, make sure you go with a rental company that offers a high mileage minimum for free. Also, check to see what the mileage rates are as they can vary. If you find a bargain, book the car, and then keep searching in case you find a better deal. Make sure you understand their cancellation policy so that if you do cancel your reservation, you will not end up paying a cancellation fee.

4. Because the internet has many car rental companies competing for your business, look for companies that offer special discounts and incentives. For instance, there are companies that will offer discounts if you make your reservation online. If booking online, make sure you read all of the terms and conditions. If you have any concerns or questions, contact the company by phone for clarification. Also, look for coupon or promotion codes to put into the booking form on the company's site.

5. Check with your credit card company to see if they have any special deals with rental companies. As well, if you are a member of AAA or AARP, you can often get a discount on your car rental. You can also check with your employer to see if they will let you reserve your car through them and get an employee rate. Your auto insurance provider may also provide discounts on car rental rates.

Before you book your rental, it is important to always read the fine print of the rental contract. There may be a number of hidden fees and taxes causing the price to drastically increase. There may be some services that you do not need. If you carefully research your options, you will likely get a great bargain on your next car rental.

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The policy can be manipulated to fit a budget. The excess or deductible is the amount subtracted from the sum received for repairs as a result of a wreck. Sometimes this is presented as a percentage of the vehicle value, and other times it is a fixed amount.

A typical example to explain the importance of the amount of a deductible is the following. An applicant wants insurance on a 2,500 USD vehicle. There is an accident causing 400USD worth of damage. When the policy is checked, the excess or deductible is 300 USD. The insured would pay 300 USD, and the insurance company would pay 100USD. The insured would have to make the decision as to whether reporting this accident would be wise.

Do not jump to conclusions when you find yourself in a wreck. First you should investigate the degree of damage done the your vehicle. Then refer to your insurance policy to see how much you will have to pay according to the amount of your deductible and how much the insurance company will compensate. After gathering these facts, weigh out the situation. Will it cost you more by notifying the insurances company, or would it make more sense to keep it to yourself. Any monies that are paid by an insurance company will result in an inflation of the insured payments somehow.

By properly assessing the situation, and deciding not to report a crash, you can cash in on another benefit. This option is described by looking under the no claim bonus section of the policy. When logically not filing an accident claim, you can get compensated otherwise.

In most cases, there are a few choices of excess or deductible that you are capable of affording. Some choices are offered as a resolution to paying a high price per month. Other choices are most likely included in every insurance policy available through the company.

If you have maintained a policy already and the time has come to add a legally operating child that has come to age of driving, this will cause a deductible inflation. The fact is, a new driver is automatically considered a dangerous risk. Insurance companies do not allow a new driver to prove driving ability before raising the deductible or premium amount.

To sum it all up, there is an amount of deductible defined in a policy. The insurance company usually will give the holder the freedom to adjust this amount, if it seems logical.

Graham McKenzie is the content Syndication Manager at Insurance123.co.za South Africans leading car insurance information portal